First Party Fraud Analyst I- ( Mid-Level)
Company: USAA
Location: Phoenix
Posted on: October 4, 2024
Job Description:
Why USAA?Let's do something that really matters.
At USAA, we have an important mission: facilitating the financial
security of millions of U.S. military members and their families.
Not all our employees served in our nation's military, but we all
share in the mission to give back to those who did. We're working
as one to build a great experience and make a real impact for our
members.
We believe in our core values of honesty, integrity, loyalty, and
service. They're what guides everything we do - from how we treat
our members to how we treat each other. Come be a part of what
makes us so special!
As a dedicated First Party Fraud Analyst I you will Individual
contributor for the First Party Fraud team within Financial Crimes.
You will leverage understanding within Financial Crimes space and
with team members and is able to solution towards the strategic
business direction. Use intermediate business, analytical and
technical knowledge to participate in discussions with cross
functional teams to understand and collaborate on business
objectives and influence solution strategies. Apply sophisticated
analytical techniques to solve business problems that are typically
medium to large scale with impact to current and/or future business
strategy. Apply innovative and scientific/quantitative analytical
approaches to draw conclusions and make 'insight to action'
recommendations to answer the business objective and drive the
appropriate change. You will translate recommendation into
communication materials to effectively present to colleagues for
peer review and mid-to-upper-level management. Identify and gathers
the relevant and quality data sources required to fully answer and
address the problem for the recommended strategy through testing or
exploratory data analysis (EDA). Integrates/transforms disparate
data sources and resolves appropriate data hygiene techniques.
Thoroughly documents assumptions, methodology, validation and
testing to facilitate peer reviews and compliance requirements. You
will understand and adopts emerging technology that can affect the
application of scientific methodologies and/or quantitative
analytical approaches to problem resolutions. Ensures risks
associated with business activities are effectively identified,
measured, monitored, and controlled in accordance with risk and
compliance policies and procedures.
We offer a flexible work environment that requires an individual to
be in the office 4 days per week. This position can be based in one
of the following locations: San Antonio, TX, Plano, TX, Phoenix,
AZ, Colorado Springs, CO, Charlotte, NC, or Tampa, FL. Relocation
assistance is not available for this position.
This position can work remotely in the continental U.S. with
occasional business travel.The OpportunityWhat you'll do:
- Leverages intermediate and some advanced business, analytical
and technical knowledge to participate in discussions with cross
functional teams to understand and collaborate on business
objectives and influence solution strategies.
- Applies advanced analytical techniques to solve business
problems that are typically medium to large scale with impact to
current and/or future business strategy.
- Applies innovative and scientific/quantitative analytical
approaches to draw conclusions and make 'insight to action'
recommendations to answer the business objective and drive the
appropriate change.
- Translates recommendation into communication materials to
effectively present to colleagues for peer review and
mid-to-upper-level management.
- Incorporates visualization techniques to support the relevant
points of the analysis and ease the understanding for less
technical audiences.
- Identifies and gathers the relevant and quality data sources
required to fully answer and address the problem for the
recommended strategy through testing or exploratory data analysis
(EDA).
- Integrates/transforms disparate data sources and determines the
appropriate data hygiene techniques to apply.
- Thoroughly documents assumptions, methodology, validation and
testing to facilitate peer reviews and compliance
requirements.
- Understands and adopts emerging technology that can affect the
application of scientific methodologies and/or quantitative
analytical approaches to problem resolutions.
- Delivers analysis/findings in a manner that conveys
understanding, influences mid to upper-level management, garners
support for recommendations, drives business decisions, and
influences business strategy.
- Ensures risks associated with business activities are
effectively identified, measured, monitored, and controlled in
accordance with risk and compliance policies and procedures.What
you have:
- Bachelor's degree in quantitative analytics field such as
Economics, Finance, Statistics, Mathematics, Actuarial Sciences,
Operations Research, Data and/or Business Analysis, Data Science,
or other quantitative discipline; OR 4 years of related experience
in statistics, mathematics or quantitative analytics (in addition
to the minimum years of experience required) may be substituted in
lieu of degree.
- 4 years of experience in data/analytics or functional business
experience within the respective industry of responsibility (i.e.
P&C, Bank, Finance)
- OR
- Advanced degree in quantitative analytics field such as
Economics, Finance, Statistics, Mathematics, Actuarial Sciences,
Operations Research, Data and/or Business Analysis, Data Science or
other quantitative discipline with 2 years experience in
data/analytics or functional business experience within the
respective industry of responsibility (i.e. P&C, Bank,
Finance).
- Demonstrates competency in mathematical and statistical
techniques and approaches used to drive fact-based
decision-making.
- Intermediate and some advanced knowledge of data analysis
tools, data visualization, developing analysis queries and
procedures in SQL, SAS, BI tools or other analysis software, and
relevant industry data & methods and ability to connect external
insights to business problems.What sets you apart:
- Previous First-party fraud strategy experience.
- Expertise with Model Risk Management and associated
documentation and routines.
- Knowledge in at least one product area with first-hand
experience building strategies to prevent fraud within that product
utilizing the supporting tools.
- Experienced in multiple coding languages ie: SQL/ SAS/ Python
and versed in the use of visualization tools ie: Tableau.
- Problem solver whose developed strategies and rules
independently solving unique fraud attacks in inventive ways
- Experience developing fraud related reporting and can interpret
existing reports to maintain fraud losses and identify variance
from historical norms to target on-going or future attacks
- Strong analytical and critical thinking skills and a basic
understanding of statistics.
- Strong communication skills, attention to detail and passion
for excellence.
- US military experience through military service or a military
spouse/domestic partnerThe above description reflects the details
considered necessary to describe the principal functions of the job
and should not be construed as a detailed description of all the
work requirements that may be performed in the job.What we
offer:Compensation: USAA has an effective process for assessing
market data and establishing ranges to ensure we remain
competitive. You are paid within the salary range based on your
experience and market data of the position. The actual salary for
this role may vary by location. The salary range for this position
is: $89,990-$172,000.Employees may be eligible for pay incentives
based on overall corporate and individual performance and at the
discretion of the USAA Board of Directors.Benefits: At USAA our
employees enjoy best-in-class benefits to support their physical,
financial, and emotional wellness. These benefits include
comprehensive medical, dental and vision plans, 401(k), pension,
life insurance, parental benefits, adoption assistance, paid time
off program with paid holidays plus 16 paid volunteer hours, and
various wellness programs. Additionally, our career path planning
and continuing education assists employees with their professional
goals.For more details on our outstanding benefits, please visit
our benefits page on USAAjobs.com.Applications for this position
are accepted on an ongoing basis, this posting will remain open
until the position is filled. Thus, interested candidates are
encouraged to apply the same day they view this posting. -USAA is
an Equal Opportunity Employer. All qualified applicants will
receive consideration for employment without regard to race, color,
religion, sex, sexual orientation, gender identity, national
origin, disability, or status as a protected veteran.
Keywords: USAA, Sun City , First Party Fraud Analyst I- ( Mid-Level), Professions , Phoenix, Arizona
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